DSCR up to 8 units in Oroville, CA

DSCR loan in Oroville, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Oroville, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Oroville, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Oroville, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Oroville, CA real estate investors have you covered.

Investment Opportunities in Oroville, CA

DSCR Loan Benefits in Oroville, California

DSCR (Debt Service Coverage Ratio) loans offer Oroville residents numerous advantages. These loans provide a clear assessment of an individual's ability to pay back the borrowed amount, ensuring responsible lending practices.

Oroville, California, boasts a diverse population with a median age of 32 years. The city is home to various ethnicities, creating a rich cultural tapestry and promoting inclusivity and community spirit.

The housing market in Oroville is vibrant, offering a mix of affordable and upscale properties. With a steady rise in property values, investing in Oroville's real estate market can prove to be a lucrative opportunity for buyers and investors alike.

Some of the main attractions in Oroville include the breathtaking Feather River and the iconic Lake Oroville State Recreation Area. Outdoor enthusiasts can enjoy activities like hiking, fishing, and camping amid the city's stunning natural beauty.

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