DSCR up to 8 units in Ottine, TX

DSCR loan in Ottine, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ottine, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ottine, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ottine, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ottine, TX real estate investors have you covered.

Investment Opportunities in Ottine, TX

Benefits of DSCR Loan in Ottine, Texas

A debt-service coverage ratio (DSCR) loan provides numerous advantages for individuals in Ottine, Texas. This type of loan offers a higher level of protection for lenders, leading to potentially lower interest rates for borrowers. Additionally, DSCR loans allow for financing of large projects, such as real estate investments, without relying solely on personal income.

Demographically, Ottine is a diverse community located in Gonzales County, Texas. With a mix of rural and suburban living, Ottine offers a peaceful environment for residents of all ages. The population is primarily composed of working professionals, retirees, and families who appreciate the area's natural beauty.

The housing market in Ottine is dynamic and welcoming to newcomers. With a range of property types available, from single-family homes to spacious estates, Ottine offers options for various budgets and preferences. The real estate market in Ottine is stable, making it an attractive location for prospective homebuyers and investors.

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