DSCR up to 8 units in Oxnard, CA

DSCR loan in Oxnard, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Oxnard, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Oxnard, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Oxnard, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Oxnard, CA real estate investors have you covered.

Investment Opportunities in Oxnard, CA

DSCR Loan Benefits in Oxnard, California

A Debt-Service Coverage Ratio (DSCR) loan in Oxnard, California offers numerous benefits. One key advantage is that it helps assess the borrower's ability to cover loan payments. This provides lenders with a clearer picture of the borrower's financial health, which can lead to better loan terms. Additionally, DSCR loans often have lower interest rates, making them an attractive option for borrowers looking to finance real estate investments in Oxnard.

Oxnard, California, boasts a diverse population with a mix of cultures and backgrounds. The city has a population of approximately 210,000 residents, with a strong Hispanic influence. The median age is 31, making it a vibrant and dynamic community. Oxnard is known for its agricultural history, beautiful beaches, and rich cultural heritage.

The housing market in Oxnard, California, offers a mix of opportunities for both buyers and sellers. The median home price in Oxnard is around $600,000, making it an affordable option compared to neighboring cities like Los Angeles. The market is competitive, with a steady demand for housing in desirable neighborhoods. Whether you are looking to invest in rental properties or buy a home for your family, Oxnard's housing market provides various options to suit your needs.

Oxnard, California, is home to several main attractions that make it a popular destination for tourists and residents alike. The city is known for its picturesque beaches, such as Mandalay Beach and Silver Strand Beach. Oxnard's historic downtown offers a range of shops, restaurants, and cultural activities. The Channel Islands Harbor is a hub for boating enthusiasts and seafood lovers, providing a unique coastal experience for visitors.

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