DSCR up to 8 units in Pacific Palisades, CA

DSCR loan in Pacific Palisades, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pacific Palisades, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pacific Palisades, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pacific Palisades, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pacific Palisades, CA real estate investors have you covered.

Investment Opportunities in Pacific Palisades, CA

Benefits of DSCR Loan in Pacific Palisades, California

DSCR (Debt Service Coverage Ratio) loans in Pacific Palisades, California offer numerous advantages to borrowers. One key benefit is that they are based on the property's income rather than the borrower's personal income, making them ideal for investment properties. Additionally, DSCR loans typically have lower interest rates and longer repayment terms compared to traditional loans.

The demographics of Pacific Palisades show a thriving community of around 25,000 residents. It is known for its affluent population, with a median household income well above the national average. The area also attracts families and professionals seeking a high quality of life near the beach and close to Los Angeles.

Regarding the housing market, Pacific Palisades is considered a desirable location for real estate investment. The market offers a mix of luxury properties, single-family homes, and upscale condominiums. Property values have been steadily increasing, making it a lucrative market for both buyers and sellers.

Some of the main attractions in Pacific Palisades include the stunning coastline views, popular hiking trails in the Santa Monica Mountains, and the renowned Getty Villa museum. Residents and visitors enjoy easy access to the beach, top-rated schools, upscale dining options, and a strong sense of community.

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