DSCR up to 8 units in Pacoima, CA

DSCR loan in Pacoima, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pacoima, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pacoima, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pacoima, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pacoima, CA real estate investors have you covered.

Investment Opportunities in Pacoima, CA

DSCR Loan Benefits in Pacoima, California

DSCR Loan Benefits: A Debt-Service Coverage Ratio (DSCR) loan in Pacoima, California offers borrowers a more secure loan structure by ensuring their ability to repay the loan through generated income. This reduces the risk for both borrowers and lenders, making it a popular choice for real estate investments in the area.

Demographics: Pacoima, located in the San Fernando Valley, has a diverse demographic makeup with a significant Hispanic population. The area is known for its vibrant cultural scene and strong sense of community, making it an attractive place to live and invest in real estate.

Housing Market: The housing market in Pacoima is competitive, with a mix of single-family homes and apartments catering to different income levels. The area has seen steady appreciation in property values, making it a desirable location for real estate investors looking for potential growth and rental income.

Main Attractions: Pacoima boasts a range of attractions such as the Hansen Dam Recreation Center, which offers various outdoor activities, and the Bradley Avenue Park, known for its green spaces and community events. Additionally, the area has a rich history and is home to several local eateries and shops, adding to its charm and appeal.

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