DSCR up to 8 units in Palmdale, CA

DSCR loan in Palmdale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Palmdale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Palmdale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Palmdale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Palmdale, CA real estate investors have you covered.

Investment Opportunities in Palmdale, CA

The Benefits of DSCR Loans in Palmdale, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to individuals in Palmdale, California. These loans provide a means for investors to finance income-producing properties without impacting their personal income. By using the property's income to qualify for the loan, investors can leverage their investments effectively.

In terms of demographics, Palmdale is a diverse city with a growing population. The city has a mix of residents from various ethnic backgrounds, creating a vibrant and inclusive community. With a moderate cost of living compared to nearby cities, Palmdale offers affordable housing options for families and individuals looking to settle in the area.

The housing market in Palmdale is dynamic, with a range of properties available to suit different budgets and preferences. The market has seen steady growth in recent years, making it an attractive location for real estate investors. DSCR loans can help investors capitalize on the opportunities present in Palmdale's thriving housing market.

Palmdale boasts a variety of attractions, including the iconic Palmdale Amphitheater, which hosts concerts and events throughout the year. The city is also known for its beautiful parks and outdoor recreational areas, offering residents a chance to enjoy the natural beauty of the region. With easy access to Los Angeles and the surrounding areas, Palmdale provides the perfect balance of urban amenities and suburban charm.

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