DSCR up to 8 units in Pampa, TX

DSCR loan in Pampa, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pampa, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pampa, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pampa, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pampa, TX real estate investors have you covered.

Investment Opportunities in Pampa, TX

Benefits of DSCR Loan in Pampa, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for individuals in Pampa, Texas. These loans are beneficial because they prioritize the cash flow generated by the property to ensure that the borrower can meet the required debt payments without financial strain.

In Pampa, Texas, the population is approximately 18,000, with a diverse demographic makeup. The community consists of families, professionals, and retirees, creating a vibrant and welcoming environment for residents of all ages.

The housing market in Pampa, Texas, is stable, with a range of affordable options for prospective buyers. Home prices are competitive, making it an ideal location for first-time homebuyers or those looking to invest in the real estate market.

Pampa, Texas, boasts various attractions, including the Freedom Museum USA, the Woody Guthrie Folk Music Center, and the White Deer Land Company Museum. Residents and visitors can enjoy learning about the area's history and culture through these unique sites.

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