DSCR up to 8 units in Paradise, CA

DSCR loan in Paradise, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Paradise, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Paradise, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Paradise, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Paradise, CA real estate investors have you covered.

Investment Opportunities in Paradise, CA

Exploring the Benefits of DSCR Loans in Paradise, California

Benefits of DSCR Loans

DSCR loans in Paradise, California offer borrowers the advantage of flexible repayment terms that are based on the property's income potential rather than personal income. This can be particularly beneficial for investors looking to finance rental properties or commercial real estate.

Demographics

Paradise, California, has a population of approximately 27,000 residents. The demographics of the town are diverse, with a mix of young families, retirees, and professionals. The community spirit is strong, and residents enjoy a peaceful lifestyle surrounded by nature.

Housing Market

The housing market in Paradise, California, is characterized by a variety of properties ranging from cozy single-family homes to spacious estates. With the introduction of DSCR loans, more opportunities have opened up for both buyers and investors to explore the real estate market in Paradise.

Main Attractions

Paradise, California, boasts enchanting attractions such as the stunning Butte Creek Canyon, the historic Honey Run Covered Bridge, and the beautiful Paradise Lake. Outdoor enthusiasts can enjoy hiking, fishing, and exploring the natural beauty of the area.

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