DSCR up to 8 units in Paris, TX

DSCR loan in Paris, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Paris, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Paris, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Paris, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Paris, TX real estate investors have you covered.

Investment Opportunities in Paris, TX

DSCR Loan Benefits in Paris, Texas

DSCR (Debt Service Coverage Ratio) loans in Paris, Texas offer numerous advantages to borrowers. These loans are known for their competitive interest rates, longer repayment terms, and flexibility in terms of how the borrowed funds can be utilized. Moreover, DSCR loans provide financial stability and help borrowers manage their cash flow effectively.

Paris, Texas, a charming city in Lamar County, has a diverse demographic profile with a mix of families, young professionals, and retirees. The city boasts a lower cost of living compared to other urban areas in Texas, making it an attractive location for individuals looking to settle down or invest in real estate. The friendly community and strong sense of local pride make Paris a welcoming place to call home.

When it comes to the housing market in Paris, Texas, there is a range of options available to potential buyers. From historic homes in the downtown area to modern developments in the suburbs, Paris offers a variety of housing styles to suit different preferences and budgets. The market is competitive but stable, with steady appreciation rates making it a sound investment choice.

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