DSCR up to 8 units in Paso Robles, CA

DSCR loan in Paso Robles, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Paso Robles, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Paso Robles, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Paso Robles, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Paso Robles, CA real estate investors have you covered.

Investment Opportunities in Paso Robles, CA

Benefits of DSCR Loan in Paso Robles, California

A Debt Service Coverage Ratio (DSCR) loan in Paso Robles offers significant benefits to borrowers. These loans prioritize the property's cash flow, making it easier for investors to qualify and secure financing for their real estate projects. DSCR loans provide a cushion for investors during economic downturns and ensure the sustainability of the investment.

Paso Robles, California, is a charming city with a diverse population that includes young professionals, families, and retirees. The city boasts a thriving wine industry, with numerous vineyards and wineries attracting tourists from around the world. The pleasant climate and picturesque landscapes make Paso Robles an ideal place to live and invest in real estate.

The housing market in Paso Robles is dynamic, with a mix of historic homes, modern developments, and rural properties. The market offers a range of options, from single-family homes to vineyard estates. With steady appreciation rates and a strong rental market, Paso Robles presents excellent opportunities for real estate investors seeking long-term growth and stable returns.

Main attractions in Paso Robles include the iconic Hearst Castle, a historic landmark that showcases stunning architecture and beautiful gardens. The city also hosts the annual Paso Robles Wine Festival, celebrating the region's renowned wine industry. Outdoor enthusiasts can explore the nearby beaches, hiking trails, and hot springs, making Paso Robles a popular destination for visitors and residents alike.

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