DSCR up to 8 units in Patton, CA

DSCR loan in Patton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Patton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Patton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Patton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Patton, CA real estate investors have you covered.

Investment Opportunities in Patton, CA

DSCR Loan Benefits in Patton, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for individuals in Patton, California. These loans provide a strong financial cushion by ensuring that the borrower's income is sufficient to cover the loan payments, reducing the risk of default.

Patton is a vibrant community in Southern California, boasting a diverse population with a strong sense of community. The area is known for its excellent schools, making it an attractive location for families. The median household income in Patton is above the national average, reflecting the area's economic stability.

The housing market in Patton is thriving, with a range of properties available to suit different budgets and preferences. Home prices have been steadily appreciating, offering homeowners solid investment potential. Whether you are looking for a cozy suburban home or a spacious estate, Patton has something for everyone.

Patton offers a mix of natural beauty and urban amenities. Residents can enjoy easy access to parks, hiking trails, and recreational facilities. The community also hosts various events throughout the year, promoting a lively and engaging lifestyle for its residents.

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