DSCR up to 8 units in Pattonville, TX

DSCR loan in Pattonville, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pattonville, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pattonville, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pattonville, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pattonville, TX real estate investors have you covered.

Investment Opportunities in Pattonville, TX

Benefits of DSCR Loan in Pattonville, Texas

DSCR (Debt Service Coverage Ratio) loans are advantageous for individuals in Pattonville, Texas, looking to invest in commercial real estate. One of the key benefits is the lender's focus on the property's income potential rather than the borrower's credit score, making it accessible to a wider range of investors.

The demographics of Pattonville reveal a close-knit community with a population that values the rural setting. With a median age of 42 and a median household income of $56,000, Pattonville offers a peaceful retreat from the hustle and bustle of city life.

The housing market in Pattonville is characterized by affordable prices and a variety of property types, from charming historic homes to spacious ranch-style houses. The demand for housing is steady, making it an attractive location for real estate investment.

Main attractions in Pattonville include the beautiful Pat Mayse Lake, popular for fishing and water sports, as well as the vibrant local farmer's market and annual community events that bring residents together in celebration of their town's unique charm.

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