DSCR up to 8 units in Paynes Creek, CA

DSCR loan in Paynes Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Paynes Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Paynes Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Paynes Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Paynes Creek, CA real estate investors have you covered.

Investment Opportunities in Paynes Creek, CA

Benefits of DSCR Loan in Paynes Creek, California

DSCR loans offer numerous benefits for individuals and businesses looking to invest in real estate in Paynes Creek. By focusing on the property's income-generating potential rather than the borrower's credit score, DSCR loans provide more accessible financing options.

Demographically, Paynes Creek is a small, rural community located in California. With a population of approximately 1,000 residents, the area offers a close-knit community feel and a slower pace of life compared to large cities.

In terms of the housing market, Paynes Creek presents opportunities for both investors and homebuyers. The market features a mix of affordable single-family homes and vacant land, making it attractive for those looking to establish roots in a tranquil setting.

Main attractions in Paynes Creek include the scenic Paynes Creek Wetlands, ideal for nature lovers and bird watchers. Additionally, nearby recreational areas like Lassen Volcanic National Park offer hiking, camping, and other outdoor activities perfect for residents and visitors alike.

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