DSCR up to 8 units in Penn Valley, CA

DSCR loan in Penn Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Penn Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Penn Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Penn Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Penn Valley, CA real estate investors have you covered.

Investment Opportunities in Penn Valley, CA

DSCR Loan Benefits in Penn Valley, California

DSCR loans bring several benefits to Penn Valley residents. These loans ensure that borrowers have enough income to cover their debt obligations, providing a more secure financial foundation. Additionally, DSCR loans typically offer favorable interest rates and terms, making them an attractive option for both homeowners and investors looking to finance properties in Penn Valley.

Penn Valley, California, is a diverse community with a population that includes families, retirees, and young professionals. The area is known for its scenic beauty, outdoor recreational opportunities, and strong sense of community. With a median household income above the national average, Penn Valley residents enjoy a comfortable lifestyle and access to quality amenities.

The housing market in Penn Valley is dynamic, with a mix of single-family homes, townhouses, and condominiums available. Property values have been steadily appreciating in recent years, making Penn Valley an attractive location for real estate investment. With a range of housing options to suit different preferences and budgets, Penn Valley offers something for everyone in the housing market.

Some main attractions in Penn Valley include the beautiful Lake Wildwood, which provides opportunities for boating, fishing, and hiking. The local farmers' market showcases fresh produce and artisanal goods, reflecting the area's agricultural heritage. Additionally, Penn Valley is located near the scenic Yuba River, offering outdoor enthusiasts a chance to explore nature and enjoy a variety of recreational activities.

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