DSCR up to 8 units in Pescadero, CA

DSCR loan in Pescadero, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pescadero, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pescadero, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pescadero, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pescadero, CA real estate investors have you covered.

Investment Opportunities in Pescadero, CA

Benefits of a DSCR Loan in Pescadero, California

A Debt Service Coverage Ratio (DSCR) loan can bring numerous benefits to individuals in Pescadero, California. One of the primary advantages is that it allows borrowers to secure financing based on the property's income rather than personal income. This can be especially useful for real estate investors who may have multiple properties.

Demographically, Pescadero is a small, rural coastal town located in San Mateo County, California. It has a tight-knit community with a population of approximately 650 residents. The town is known for its scenic beauty, agricultural heritage, and friendly locals.

In terms of the housing market, Pescadero offers a mix of charming historic homes and modern properties. The market is competitive yet diverse, with a median home value of around $1.3 million. With a DSCR loan, buyers can leverage the rental potential of properties in Pescadero to finance their purchases.

Pescadero is a hidden gem with several main attractions, including the Pescadero State Beach, popular for picnicking and birdwatching. The town also boasts Harley Farms Goat Dairy, a local favorite for artisan cheese tastings. The area's natural beauty, mild climate, and proximity to Silicon Valley make it a desirable location for both residents and visitors.

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