DSCR up to 8 units in Pinole, CA

DSCR loan in Pinole, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pinole, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pinole, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pinole, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pinole, CA real estate investors have you covered.

Investment Opportunities in Pinole, CA

Benefits of DSCR Loans in Pinole, California

DSCR loans provide a unique advantage for property investors in Pinole, California. These loans focus on the property's income-generating potential rather than the borrower's credit score, making them accessible to a wider range of investors.

Pinole, located in Contra Costa County, has a population of approximately 19,000 residents. The city boasts a diverse community with a mix of suburban and urban vibes. The median household income is $85,000, and the median property value is $550,000.

The housing market in Pinole is experiencing steady growth, with property values appreciating by 7% in the past year. DSCR loans play a crucial role in facilitating this growth by providing investors with financing opportunities that traditional loans may not offer.

Some of the main attractions in Pinole include the beautiful Pinole Shores Park, a popular spot for outdoor activities and picnics. The historic Fernandez Mansion and Gardens offer a glimpse into the city's past. Pinole also features a vibrant food scene with diverse dining options.

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