DSCR up to 8 units in Pixley, CA

DSCR loan in Pixley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pixley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pixley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pixley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pixley, CA real estate investors have you covered.

Investment Opportunities in Pixley, CA

Benefits of DSCR Loan in Pixley, California

DSCR (Debt Service Coverage Ratio) loans offer various benefits to borrowers in Pixley, California. The primary advantage is the ability to secure financing based on the property's income potential rather than personal credit scores. This can be advantageous for real estate investors looking to expand their portfolios without risking personal assets.

Demographically, Pixley is a small agricultural community in Tulare County with a population of approximately 3,300 residents. The town has a diverse community, with a mix of Hispanic, White, and African American residents. The median household income is below the national average, making affordable financing options like DSCR loans particularly attractive.

In terms of the housing market, Pixley offers affordable real estate options compared to nearby urban areas. The town has a mix of single-family homes, multi-family units, and agricultural properties. The demand for rental properties remains strong, making it a viable location for investors seeking steady rental income.

Main attractions in Pixley include the Pixley National Wildlife Refuge, known for its birdwatching opportunities, and the annual Orange Blossom Festival, celebrating the town's citrus heritage. Additionally, the proximity to Sequoia National Park and Kings Canyon National Park offers residents and visitors access to stunning natural beauty.

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