DSCR up to 8 units in Placentia, CA

DSCR loan in Placentia, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Placentia, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Placentia, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Placentia, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Placentia, CA real estate investors have you covered.

Investment Opportunities in Placentia, CA

Benefits of DSCR Loan in Placentia, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals in Placentia, California looking to invest in real estate. These loans provide a reliable source of financing for income-producing properties such as rental units or commercial buildings. The key advantage of a DSCR loan is that the property's income, rather than the borrower's personal income, is the primary factor considered for loan approval. This can be particularly beneficial for borrowers with fluctuating personal finances or seeking to diversify their investment portfolio.

Demographics: Placentia, located in Orange County, California, boasts a diverse population with a mix of young professionals, families, and retirees. The city has a strong sense of community and offers a range of amenities such as parks, schools, and cultural centers. The demographic makeup of Placentia contributes to a thriving local economy and a stable real estate market.

Housing Market: The housing market in Placentia is vibrant, with a variety of housing options ranging from single-family homes to condominiums. The city's real estate market has shown steady growth over the years, making it an attractive destination for both homebuyers and investors. DSCR loans can provide opportunities for individuals to take advantage of the favorable housing market conditions in Placentia.

Main Attractions: Placentia offers a mix of recreational and cultural attractions for residents and visitors alike. The city is home to beautiful parks, hiking trails, and shopping centers. Additionally, Placentia's rich history is reflected in its historic downtown area and museums. With its proximity to major attractions in Orange County, such as Disneyland and beaches, Placentia provides a desirable location for individuals seeking a balance between suburban comfort and urban convenience.

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