DSCR up to 8 units in Pleasanton, CA

DSCR loan in Pleasanton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pleasanton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pleasanton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pleasanton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pleasanton, CA real estate investors have you covered.

Investment Opportunities in Pleasanton, CA

Benefits of DSCR Loan in Pleasanton, California

A Debt-Service Coverage Ratio (DSCR) loan offers numerous benefits for individuals looking to invest in real estate in Pleasanton, California. One of the main advantages is the ability to finance properties based on the property's income potential rather than the borrower's personal income.

Demographically, Pleasanton, California, is a thriving city located in Alameda County. It has a diverse population with a mix of young professionals, families, and retirees. The city boasts excellent schools, safe neighborhoods, and a strong sense of community.

In terms of the housing market, Pleasanton offers a range of housing options from single-family homes to luxury estates. The market is competitive, with prices steadily increasing over the years. DSCR loans can provide investors with the necessary financial leverage to enter or expand their presence in this lucrative market.

Main attractions in Pleasanton include the picturesque downtown area with its charming shops and restaurants, numerous parks and recreational facilities, and the Alameda County Fairgrounds that host events and concerts throughout the year.

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