DSCR up to 8 units in Point Arena, CA

DSCR loan in Point Arena, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Point Arena, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Point Arena, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Point Arena, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Point Arena, CA real estate investors have you covered.

Investment Opportunities in Point Arena, CA

Benefits of DSCR Loan in Point Arena, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits to borrowers in Point Arena, California. These loans help investors secure financing for income-producing properties by considering the property's cash flow rather than the borrower's personal income.

Point Arena, California, is a small coastal town with a population of approximately 449 residents. The town's demographics are characterized by a mix of locals and tourists, creating a vibrant and diverse community. The median household income is $48,750, and the median property value stands at $354,000.

The housing market in Point Arena is dynamic, offering a range of property types from quaint beachfront cottages to spacious rural estates. With a median home value well below the California average, Point Arena presents opportunities for both homeowners and investors looking to enter the market at a more affordable price point.

Point Arena boasts a variety of attractions, including the iconic Point Arena Lighthouse, Stornetta Public Lands for outdoor enthusiasts, and the charming downtown area with local shops and restaurants. The town's coastal location offers stunning views and opportunities for activities like fishing, whale watching, and beachcombing.

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