DSCR up to 8 units in Point Reyes Station, CA

DSCR loan in Point Reyes Station, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Point Reyes Station, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Point Reyes Station, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Point Reyes Station, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Point Reyes Station, CA real estate investors have you covered.

Investment Opportunities in Point Reyes Station, CA

Benefits of DSCR Loan in Point Reyes Station, CA

A Debt Service Coverage Ratio (DSCR) loan offers several advantages to borrowers in Point Reyes Station, California. This type of loan considers the property's income-generating potential rather than just the borrower's credit score, making it easier for investors to secure financing for real estate investments.

Point Reyes Station, located in Marin County, has a population of around 3500 residents. The area boasts a diverse community with a mix of artists, farmers, and nature enthusiasts. The median household income is above the national average, reflecting the area's affluence and potential for real estate investment.

The housing market in Point Reyes Station is characterized by a mix of historic cottages, ranch-style homes, and luxury estates. The market is competitive, with properties often selling above asking price. With a DSCR loan, investors can take advantage of the area's strong rental demand and potential for high rental yields.

Point Reyes Station is renowned for its natural beauty and outdoor recreational opportunities. Visitors can explore Point Reyes National Seashore, sample local cuisine at the farmers' market, and visit the historic Point Reyes Lighthouse. These attractions make the area a popular destination for tourists and potential renters alike.

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