DSCR up to 8 units in Pontotoc, TX

DSCR loan in Pontotoc, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Pontotoc, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Pontotoc, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Pontotoc, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Pontotoc, TX real estate investors have you covered.

Investment Opportunities in Pontotoc, TX

Benefits of DSCR Loan in Pontotoc, Texas

DSCR (Debt Service Coverage Ratio) loans provide financial leverage to borrowers by considering the property's income-generating potential rather than just personal income.

Demographics: Pontotoc, Texas, a small town with a population of around 700, offers a tight-knit community atmosphere with a rural charm, making it an ideal place to settle down and invest in real estate.

Housing Market: Pontotoc's housing market is stable, offering affordable housing options with a mix of historic homes and new constructions. With the convenience of DSCR loans, aspiring homeowners have an opportunity to enter the market and secure their dream property.

Main Attractions: Pontotoc is known for its scenic beauty, including the nearby Llano River for outdoor activities like fishing and kayaking. The local wineries and historic sites add to the town's appeal, making it a desirable location for both residents and visitors.

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