DSCR up to 8 units in Port Neches, TX

DSCR loan in Port Neches, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Port Neches, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Port Neches, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Port Neches, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Port Neches, TX real estate investors have you covered.

Investment Opportunities in Port Neches, TX

Benefits of DSCR Loan in Port Neches, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for borrowers in Port Neches, Texas. These loans are ideal for those seeking financing for income-generating properties such as rental properties or commercial real estate. One of the main benefits is that the loan is evaluated based on the property's income rather than the borrower's credit score, making it accessible to a wider range of investors.

Demographics: Port Neches, Texas, is a vibrant city with a population of approximately 13,000 residents. The area boasts a diverse community with a median household income above the national average. The city's strong economy and low unemployment rate make it an attractive location for real estate investments.

Housing Market: The housing market in Port Neches presents a promising outlook for investors. With a steady increase in property values and a growing demand for rental properties, investing in real estate in this area can offer long-term returns. The availability of DSCR loans further enhances the investment potential by providing flexible financing options.

Main Attractions: Port Neches offers a variety of attractions for residents and visitors alike. From scenic parks and outdoor recreational activities to local shopping and dining options, the city provides a high quality of life for its residents. Additionally, the community's strong sense of belonging and friendly atmosphere make it a desirable place to live and invest in real estate.

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