DSCR up to 8 units in Portola, CA

DSCR loan in Portola, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Portola, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Portola, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Portola, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Portola, CA real estate investors have you covered.

Investment Opportunities in Portola, CA

Benefits of DSCR Loan in Portola, California

Debt Service Coverage Ratio (DSCR) loans in Portola, California offer numerous benefits to both lenders and borrowers. One of the key advantages is that these loans are secured against the property itself, making them less risky for the lender while providing borrowers access to larger loan amounts at lower interest rates.

Portola, California, located in Plumas County, has a diverse demographic profile. With a population of around 2,000 residents, the town boasts a mix of families, retirees, and young professionals. The community is known for its welcoming atmosphere, strong sense of community, and access to outdoor recreational activities.

The housing market in Portola is growing steadily, offering a range of options from historic homes to modern developments. With a median home price below the state average, Portola presents an attractive opportunity for buyers and investors alike. The market is characterized by stability and potential for long-term growth.

Portola is surrounded by natural beauty, including the stunning Sierra Nevada mountains and the scenic Feather River. Outdoor enthusiasts can enjoy hiking, fishing, and camping in the nearby Plumas National Forest. Additionally, the town is home to historic attractions like the Portola Railroad Museum, showcasing its rich railroad heritage.

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