DSCR up to 8 units in Portola Valley, CA

DSCR loan in Portola Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Portola Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Portola Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Portola Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Portola Valley, CA real estate investors have you covered.

Investment Opportunities in Portola Valley, CA

Benefits of a DSCR Loan in Portola Valley, California

DSCR loans offer numerous advantages to borrowers in Portola Valley, California. One key benefit is the ability to secure financing for investment properties without relying solely on personal income. This type of loan considers the property's income potential, making it an attractive option for real estate investors looking to grow their portfolio.

Demographically, Portola Valley is known for its affluent community, with a median household income well above the national average. This makes it a prime location for real estate investments, as the demand for high-end properties remains strong in this area.

In terms of the housing market, Portola Valley boasts a competitive real estate landscape with a mix of historic homes and modern estates. The market is known for its stability and potential for long-term growth, making it an ideal location for those looking to secure a DSCR loan for investment purposes.

Some of the main attractions in Portola Valley include the scenic hiking trails at Russian Ridge Open Space Preserve, the picturesque views from Windy Hill Open Space Preserve, and the historic Portola Valley Town Center. These attractions add to the overall appeal of the area for both residents and potential investors.

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