DSCR up to 8 units in Potter Valley, CA

DSCR loan in Potter Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Potter Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Potter Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Potter Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Potter Valley, CA real estate investors have you covered.

Investment Opportunities in Potter Valley, CA

DSCR Loan Benefits in Potter Valley, California

Debt Service Coverage Ratio (DSCR) loans offer several benefits for potential homeowners in Potter Valley, California. These loans typically have lower interest rates, longer repayment terms, and require a lower down payment compared to conventional mortgages.

Potter Valley, located in Mendocino County, has a population of approximately 700 residents. The town boasts a diverse community with a mix of families, professionals, and retirees. The median household income is above the national average, making it an attractive location for homebuyers.

The housing market in Potter Valley is characterized by a range of property types, from single-family homes to ranch-style estates. The real estate market is stable, with moderate price appreciation over the years. DSCR loans can help individuals secure financing for homes in this area with favorable terms.

Main attractions in Potter Valley include the scenic Eel River, perfect for fishing and boating enthusiasts. The region also offers opportunities for hiking, camping, and exploring the nearby vineyards and wineries. Additionally, the town hosts community events that bring residents together.

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