DSCR up to 8 units in Quincy, CA

DSCR loan in Quincy, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Quincy, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Quincy, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Quincy, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Quincy, CA real estate investors have you covered.

Investment Opportunities in Quincy, CA

Benefits of DSCR Loan in Quincy, California

A Debt Service Coverage Ratio (DSCR) loan in Quincy, California offers numerous benefits to potential homeowners and real estate investors. One of the primary advantages is that it provides a more accurate representation of the borrower's ability to service debt, making it a more secure option for lenders.

Quincy, California, a charming town located in Plumas County, has a population of around 1,700 residents. The town is known for its picturesque surroundings, including the Plumas National Forest, making it an ideal location for nature enthusiasts and outdoor lovers.

The housing market in Quincy, California, is characterized by affordable real estate prices compared to other parts of California. The availability of DSCR loans further enhances the accessibility of homeownership, attracting both first-time buyers and seasoned investors looking to diversify their portfolios.

Some main attractions in Quincy include the Plumas County Museum, where visitors can learn about the local history, and the Quincy Courthouse, a historic landmark. Outdoor activities like hiking, fishing, and camping in the nearby national forest are popular among residents and tourists alike.

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