DSCR up to 8 units in Raisin City, CA

DSCR loan in Raisin City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Raisin City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Raisin City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Raisin City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Raisin City, CA real estate investors have you covered.

Investment Opportunities in Raisin City, CA

DSCR Loan Benefits in Raisin City, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Raisin City, California. These loans are tailored to provide financial flexibility to real estate investors by ensuring that the property's income can adequately cover the mortgage payments, reducing the risk of default.

Raisin City, located in Fresno County, has a diverse demographic profile with a mix of families, young professionals, and retirees. The town enjoys a close-knit community feel, with a focus on agricultural activities due to its prime location in the fertile Central Valley.

The housing market in Raisin City is stable yet dynamic, offering a range of residential properties including single-family homes, townhouses, and apartments. With relatively affordable housing prices compared to nearby urban areas, Raisin City provides an attractive investment opportunity for prospective buyers.

Some of the main attractions in Raisin City include the charming downtown area with local shops and restaurants, as well as easy access to outdoor recreational activities such as hiking, fishing, and camping in the surrounding natural beauty of Fresno County.

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