DSCR up to 8 units in Ranchita, CA

DSCR loan in Ranchita, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ranchita, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ranchita, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ranchita, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ranchita, CA real estate investors have you covered.

Investment Opportunities in Ranchita, CA

The Benefits of DSCR Loan in Ranchita, California

DSCR loans offer flexibility in terms of income qualification, making them accessible to a wider range of borrowers. These loans are particularly beneficial for those with fluctuating incomes, such as self-employed or freelance workers.

Demographically, Ranchita, California, is a small rural community located in San Diego County. The town has a population of around 397 residents and offers a peaceful lifestyle away from the hustle and bustle of city life.

In terms of the housing market, Ranchita presents an opportunity for buyers looking for more affordable properties compared to neighboring areas. The market offers a mix of single-family homes, ranches, and vacant land, making it attractive to those seeking a more serene living environment.

Despite its small size, Ranchita boasts some main attractions that draw visitors and residents alike. The town is surrounded by picturesque natural beauty, offering opportunities for outdoor activities such as hiking, birdwatching, and stargazing.

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