DSCR up to 8 units in Rancho Cordova, CA

DSCR loan in Rancho Cordova, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rancho Cordova, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rancho Cordova, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rancho Cordova, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rancho Cordova, CA real estate investors have you covered.

Investment Opportunities in Rancho Cordova, CA

Benefits of DSCR Loan in Rancho Cordova, CA

A Debt-Service Coverage Ratio (DSCR) loan in Rancho Cordova, California provides several benefits to borrowers. Firstly, it offers a way to finance investment properties without relying solely on personal income, as the loan qualification is based on the property's income potential. This allows investors to expand their real estate portfolios without overextending personal finances.

Secondly, DSCR loans typically come with competitive interest rates, making them an attractive financing option for real estate investors. Additionally, these loans often have flexible repayment terms, providing borrowers with options that suit their financial needs and investment goals.

Moreover, DSCR loans can help investors take advantage of opportunities in Rancho Cordova's buoyant housing market. The city's diverse demographics and strong economy make it an appealing location for real estate investment. The housing market in Rancho Cordova offers a variety of property types, from single-family homes to multi-unit buildings, catering to different investment strategies.

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