DSCR up to 8 units in Rancho Palos Verdes, CA

DSCR loan in Rancho Palos Verdes, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rancho Palos Verdes, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rancho Palos Verdes, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rancho Palos Verdes, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rancho Palos Verdes, CA real estate investors have you covered.

Investment Opportunities in Rancho Palos Verdes, CA

Benefits of DSCR Loan in Rancho Palos Verdes, California

DSCR loans in Rancho Palos Verdes offer several advantages, including lower interest rates due to the property's income potential being factored in. This type of loan is beneficial for investors looking to buy properties in the area and generate rental income while covering mortgage payments easily.

Rancho Palos Verdes, California, is an affluent city known for its stunning coastal views and upscale communities. The demographics of the city skew towards higher income brackets, with a median household income above the national average. This makes it an attractive location for real estate investment and upscale living.

The housing market in Rancho Palos Verdes is competitive yet lucrative. The area boasts high property values, making it a desirable location for real estate investment. DSCR loans can help investors navigate this market, allowing them to leverage rental income to qualify for loans and expand their real estate portfolios.

Main attractions in Rancho Palos Verdes include the iconic Point Vicente Lighthouse, breathtaking oceanfront cliffs along the Palos Verdes Peninsula, and the Trump National Golf Club. These attractions, coupled with the city's upscale lifestyle, make it a sought-after destination for investors and homeowners alike.

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