DSCR up to 8 units in Rancho Santa Fe, CA

DSCR loan in Rancho Santa Fe, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rancho Santa Fe, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rancho Santa Fe, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rancho Santa Fe, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rancho Santa Fe, CA real estate investors have you covered.

Investment Opportunities in Rancho Santa Fe, CA

Benefits of DSCR Loan in Rancho Santa Fe, California

DSCR (Debt Service Coverage Ratio) loans provide numerous benefits for individuals in Rancho Santa Fe. These loans offer flexible repayment terms that are tailored to the borrower's financial situation, making them suitable for both residential and commercial properties in this upscale community.

Demographically, Rancho Santa Fe boasts a high-income population with a median household income of over $200,000. This affluent community is characterized by its large estates, luxury homes, and premium amenities that cater to the discerning tastes of its residents.

In terms of the housing market, Rancho Santa Fe offers a diverse range of properties, from sprawling ranch-style homes to Mediterranean-inspired villas. The real estate market in this area is competitive, with high demand and limited inventory, making it an attractive investment opportunity for those seeking a luxury property.

Some of the main attractions in Rancho Santa Fe include the exclusive Rancho Santa Fe Golf Club, renowned for its pristine course and breathtaking views. The community also features upscale dining options, boutique shopping destinations, and an array of outdoor recreational activities for residents and visitors to enjoy.

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