DSCR up to 8 units in Ratcliff, TX

DSCR loan in Ratcliff, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ratcliff, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ratcliff, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ratcliff, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ratcliff, TX real estate investors have you covered.

Investment Opportunities in Ratcliff, TX

DSCR Loan Benefits in Ratcliff, Texas

DSCR (Debt Service Coverage Ratio) loans in Ratcliff, Texas offer numerous benefits for borrowers. These loans provide a higher level of security to lenders, resulting in lower interest rates for borrowers. Borrowers can also enjoy longer loan terms and higher loan amounts due to the reduced risk associated with DSCR loans.

Ratcliff, Texas is a small town with a diverse demographic profile. The population consists of a mix of different age groups, with a strong sense of community and local pride. The town is known for its friendly residents and welcoming atmosphere, making it an ideal place to settle down and raise a family.

The housing market in Ratcliff, Texas is stable and offers a variety of options for homebuyers. From historic homes with character to modern developments, there is something for everyone in Ratcliff. With the help of DSCR loans, prospective buyers can access affordable financing options to purchase their dream home in this charming town.

Main attractions in Ratcliff, Texas include the beautiful Ratcliff Lake Recreation Area, which offers camping, hiking, and fishing opportunities for outdoor enthusiasts. The town also boasts a rich history, with historical sites and museums that showcase its unique heritage. Residents and visitors alike can enjoy a blend of nature and culture in Ratcliff, making it a truly special place to call home.

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