DSCR up to 8 units in Ravendale, CA

DSCR loan in Ravendale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ravendale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ravendale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ravendale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ravendale, CA real estate investors have you covered.

Investment Opportunities in Ravendale, CA

Benefits of DSCR Loan in Ravendale, California

DSCR loans in Ravendale offer a range of benefits, including competitive interest rates, flexible repayment terms, and the ability to finance large commercial properties. Borrowers can leverage the property's income to secure the loan, making it ideal for real estate investors looking to expand their portfolios.

Ravendale, California, has a diverse population with a mix of young professionals, families, and retirees. The community enjoys a peaceful rural setting with access to outdoor activities like hiking, fishing, and camping. The town has a strong sense of community and is known for its welcoming atmosphere.

The housing market in Ravendale is stable, with a mix of single-family homes, rental properties, and commercial real estate. The median home price is affordable compared to other parts of California, making it an attractive option for first-time homebuyers and investors. The market is competitive, with properties often selling quickly.

Main attractions in Ravendale include the scenic Lassen Volcanic National Park, which offers hiking trails, camping sites, and breathtaking views of volcanic landscapes. The town also has cultural attractions like museums, art galleries, and local shops, providing residents and visitors with a variety of entertainment options.

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