DSCR up to 8 units in Raymond, CA

DSCR loan in Raymond, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Raymond, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Raymond, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Raymond, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Raymond, CA real estate investors have you covered.

Investment Opportunities in Raymond, CA

Benefits of DSCR Loan in Raymond, California

One of the key benefits of a Debt-Service Coverage Ratio (DSCR) loan in Raymond, California is its ability to provide financial flexibility to individuals looking to invest in real estate. With a DSCR loan, borrowers can leverage the potential income generated by the property to qualify for a larger loan amount, thus expanding their real estate portfolio.

Demographically, Raymond, California is a diverse community with a mix of age groups and backgrounds. The population here is known for its friendly and welcoming atmosphere, making it an ideal place for both young professionals and families alike. The vibrant community spirit fosters a strong sense of belonging and camaraderie among residents.

As for the housing market in Raymond, California, it is characterized by a mix of traditional single-family homes, modern apartments, and spacious townhouses. The market is competitive yet offers a range of options to suit various budgets and preferences. Real estate prices have been steadily appreciating, making it a favorable environment for both buyers and sellers.

Some of the main attractions in Raymond, California include the picturesque Raymond Vineyards, known for its exquisite wines and scenic vineyard tours. Additionally, the nearby Sierra National Forest offers residents and visitors ample opportunities for outdoor activities such as hiking, camping, and fishing, making it a haven for nature enthusiasts.

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