DSCR up to 8 units in Redding, CA

DSCR loan in Redding, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Redding, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Redding, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Redding, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Redding, CA real estate investors have you covered.

Investment Opportunities in Redding, CA

Benefits of DSCR Loan in Redding, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for real estate investments in Redding, California. These loans provide financing based on the property's cash flow potential rather than personal income, making them ideal for investors with multiple properties or limited personal income.

Demographically, Redding is a vibrant city located in Shasta County in Northern California. It has a population of around 91,000 residents with a diverse mix of age groups. The city has a strong sense of community and offers a range of educational opportunities with several schools and colleges in the area.

As for the housing market, Redding's real estate scene is characterized by a mix of affordable properties and higher-end homes. The availability of DSCR loans has made it easier for investors to enter the market and capitalize on the city's growing real estate opportunities.

Redding boasts a variety of attractions, including the iconic Sundial Bridge, Shasta Lake, and Lassen Volcanic National Park. Outdoor enthusiasts can enjoy hiking, fishing, and boating, while cultural attractions such as the Turtle Bay Exploration Park offer entertainment for all ages.

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