DSCR up to 8 units in Redlands, CA

DSCR loan in Redlands, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Redlands, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Redlands, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Redlands, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Redlands, CA real estate investors have you covered.

Investment Opportunities in Redlands, CA

Benefits of DSCR Loans in Redlands, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for individuals looking to invest in real estate in Redlands, California. These loans provide a way for borrowers to secure financing based on the property's income potential rather than just personal income.

In terms of demographics, Redlands is a vibrant city in San Bernardino County with a population of approximately 72,000 residents. The city has a diverse community, with a mix of young professionals, families, and retirees, creating a dynamic and inclusive atmosphere.

Redlands' housing market is known for its stability and growth. The city offers a range of housing options, from historic Victorian homes to modern condominiums, catering to various preferences and budgets. With a strong demand for housing in the area, investing in real estate in Redlands can be a lucrative opportunity.

Some of the main attractions in Redlands include the beautiful Prospect Park, the historic Kimberly Crest House & Gardens, and the Redlands Bowl, which hosts concerts and events throughout the year. The city also boasts a charming downtown area with boutique shops, restaurants, and cultural venues.

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