DSCR up to 8 units in Rialto, CA

DSCR loan in Rialto, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rialto, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rialto, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rialto, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rialto, CA real estate investors have you covered.

Investment Opportunities in Rialto, CA

Benefits of DSCR Loan in Rialto, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for real estate investors in Rialto, California. These loans help investors secure financing based on the property's income potential rather than the borrower's credit score, making them accessible to a wider range of borrowers.

Demographically, Rialto is a diverse city with a population that largely consists of Hispanic and African American residents. The city has a strong sense of community and is known for its family-friendly neighborhoods and local amenities.

In terms of the housing market, Rialto has experienced steady growth in home prices over recent years, making it an attractive investment opportunity. The market offers a variety of housing options, from single-family homes to apartment complexes, catering to different investment strategies.

Some main attractions in Rialto include the beautiful Frisbie Park, where residents can enjoy outdoor activities, and the bustling Rialto Marketplace for shopping and dining. The city also boasts cultural events and festivals that bring the community together.

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