DSCR up to 8 units in Richmond, CA

DSCR loan in Richmond, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Richmond, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Richmond, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Richmond, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Richmond, CA real estate investors have you covered.

Investment Opportunities in Richmond, CA

Benefits of DSCR Loan in Richmond, California

DSCR (Debt Service Coverage Ratio) loans offer various advantages for individuals looking to invest in real estate in Richmond, California. These loans provide a reliable financing option for income-generating properties, as they assess the property's ability to generate income to cover debt obligations.

Richmond, California, is a diverse city with a population that reflects its cultural richness. The demographics show a mix of different ethnicities, providing a vibrant community for residents and visitors alike. The city's population is known for its inclusivity and welcoming atmosphere.

The housing market in Richmond, California, offers a range of opportunities for investors and homeowners. With a mix of historic homes and modern developments, the market caters to various preferences and budgets. The demand for housing in Richmond continues to grow, making it a promising investment location.

Richmond, California, boasts a variety of attractions for residents and tourists. From the scenic beauty of Point Pinole Regional Shoreline to the historic Rosie the Riveter/WWII Home Front National Historical Park, the city offers something for everyone. With its rich history and natural beauty, Richmond is a place worth exploring.

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