DSCR up to 8 units in Ringgold, TX

DSCR loan in Ringgold, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ringgold, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ringgold, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ringgold, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ringgold, TX real estate investors have you covered.

Investment Opportunities in Ringgold, TX

DSCR Loan Benefits in Ringgold, Texas

DSCR (Debt-Service Coverage Ratio) loans offer various advantages to borrowers in Ringgold, Texas. These loans provide a consistent source of funding for property investments, helping investors acquire income-producing assets with favorable loan terms and competitive interest rates.

Ringgold, Texas, boasts a diverse demographic profile with a mix of age groups and cultural backgrounds. The population is known for its warmth and hospitality, making it an ideal place for families and individuals looking for a close-knit community environment.

The housing market in Ringgold, Texas, is vibrant and offers a range of real estate options to suit different preferences and budgets. The market is stable, with steady appreciation rates, making it an attractive location for both homeowners and investors seeking long-term growth potential.

Some main attractions in Ringgold include the scenic River Walk, where residents and visitors can enjoy leisurely strolls along the riverfront, and the historic downtown area filled with charming shops and restaurants. Additionally, the local parks and recreational facilities provide opportunities for outdoor activities and community gatherings.

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