DSCR up to 8 units in Rio Linda, CA

DSCR loan in Rio Linda, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rio Linda, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rio Linda, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rio Linda, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rio Linda, CA real estate investors have you covered.

Investment Opportunities in Rio Linda, CA

Benefits of DSCR Loan in Rio Linda, California

DSCR loans, or Debt Service Coverage Ratio loans, offer several benefits to borrowers in Rio Linda, California. These loans are ideal for real estate investors as they assess the property's income-generating potential rather than the borrower's credit score, making them accessible to a wider range of individuals.

In terms of demographics, Rio Linda is a diverse community located in Sacramento County. The area boasts a mix of rural and suburban lifestyles, attracting families, young professionals, and retirees alike. With a population that values community spirit and close-knit neighborhoods, Rio Linda offers a welcoming environment for residents.

The housing market in Rio Linda presents a range of opportunities for buyers and investors. With a variety of properties available, from single-family homes to multi-unit complexes, there is something for every budget and investment strategy. The area's steady appreciation rates and relatively affordable housing prices make it an attractive option for those looking to enter the real estate market.

Some main attractions in Rio Linda include the Dry Creek Ranch Golf Course, perfect for golf enthusiasts seeking a scenic and challenging course. Nature lovers can explore the nearby Gibson Ranch Park, offering hiking trails, fishing spots, and picnic areas. Additionally, the Rio Linda Farmers Market provides a vibrant hub for local produce and artisan goods, reflecting the community's strong agricultural roots.

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