DSCR up to 8 units in Rio Nido, CA

DSCR loan in Rio Nido, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rio Nido, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rio Nido, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rio Nido, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rio Nido, CA real estate investors have you covered.

Investment Opportunities in Rio Nido, CA

Benefits of DSCR Loan in Rio Nido, California

DSCR loans offer several benefits to investors and property buyers in Rio Nido, California. These loans are designed to assess the property's income potential rather than the individual's credit score, making them more accessible to a wider range of borrowers.

Rio Nido is a charming community located in Sonoma County, California. With a population of approximately 522 residents, the area boasts a diverse demographic mix, including families, retirees, and young professionals seeking a tranquil lifestyle in a scenic setting.

In terms of the housing market, Rio Nido offers a mix of historic homes, cozy cottages, and modern properties. The market is currently stable, with moderate appreciation rates. The availability of DSCR loans provides an attractive financing option for those looking to invest in properties in this desirable location.

Main attractions in Rio Nido include the beautiful Russian River, where residents and visitors can enjoy activities such as kayaking, canoeing, and picnicking. The area also features dining options, local wineries, and proximity to the stunning Armstrong Redwoods State Natural Reserve.

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