DSCR up to 8 units in Riverside, CA

DSCR loan in Riverside, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Riverside, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Riverside, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Riverside, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Riverside, CA real estate investors have you covered.

Investment Opportunities in Riverside, CA

Benefits of DSCR Loan in Riverside, California

A Debt Service Coverage Ratio (DSCR) loan in Riverside, California offers various benefits. Firstly, DSCR loans provide financing for real estate investments without solely relying on the borrower's credit score. This means that even investors with moderate credit scores can secure funding based on the property's income potential.

Secondly, DSCR loans offer competitive interest rates and longer repayment terms, making them an attractive option for real estate investors looking for flexibility and affordability. Additionally, these loans typically have higher loan-to-value ratios, allowing investors to leverage their capital more effectively.

Lastly, DSCR loans can help investors expand their real estate portfolios and increase their cash flow through rental income. By using the property's income to qualify for the loan, investors can maximize their borrowing capacity and grow their investments rapidly.

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