DSCR up to 8 units in Riverside, TX

DSCR loan in Riverside, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Riverside, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Riverside, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Riverside, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Riverside, TX real estate investors have you covered.

Investment Opportunities in Riverside, TX

DSCR Loan Benefits in Riverside, Texas

DSCR loans offer numerous benefits to borrowers in Riverside, Texas. One significant advantage is that they use the property's debt service coverage ratio as a key factor in loan approval. This means that borrowers with strong cash flow from their property are more likely to qualify for a DSCR loan, even if they have a less-than-perfect credit score.

Demographically, Riverside, Texas, is a diverse and vibrant community. With a mix of young professionals, families, and retirees, the town offers a rich tapestry of cultures and backgrounds. The strong sense of community and local pride make Riverside a welcoming place to call home.

In terms of the housing market, Riverside, Texas, is experiencing steady growth and increasing property values. The demand for housing in the area is high, making it a seller's market. With a range of housing options available, from cozy single-family homes to modern apartments, Riverside offers something for everyone.

Main attractions in Riverside include the picturesque Riverside Park, which offers hiking trails, picnic areas, and stunning views of the nearby river. The town also boasts a vibrant arts and culture scene, with galleries, theaters, and community events happening year-round.

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