DSCR up to 8 units in Rockdale, TX

DSCR loan in Rockdale, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rockdale, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rockdale, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rockdale, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rockdale, TX real estate investors have you covered.

Investment Opportunities in Rockdale, TX

Benefits of DSCR Loan in Rockdale, Texas

DSCR (Debt Service Coverage Ratio) loans provide numerous benefits for individuals in Rockdale, Texas. These loans offer a way to finance real estate investments without impacting personal debt-to-income ratios because they are evaluated based on the property's income potential.

Rockdale, Texas, boasts a diverse population with a mix of young professionals and families. The median age is 34, and the town has a strong sense of community with various local events and activities.

The housing market in Rockdale offers great opportunities for investors due to its affordable prices and steady appreciation rates. With a median home value of $120,000, Rockdale provides a range of options for both buyers and renters.

Some of the main attractions in Rockdale include the Rockdale International & Great Northern Railroad Depot Museum, the Kay Theatre, and local parks offering outdoor recreational activities. The town's rich history and cultural heritage make it an appealing place to live and visit.

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