DSCR up to 8 units in Rocklin, CA

DSCR loan in Rocklin, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rocklin, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rocklin, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rocklin, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rocklin, CA real estate investors have you covered.

Investment Opportunities in Rocklin, CA

Benefits of DSCR Loan in Rocklin, California

A Debt Service Coverage Ratio (DSCR) loan offers various advantages to borrowers in Rocklin, California. This type of loan provides greater flexibility to investors by considering the property's income rather than the borrower's personal income for loan qualification.

Rocklin, situated in Placer County, boasts a diverse population with a median household income exceeding the national average. The city's demographics include a mix of professionals, families, and retirees, creating a vibrant and inclusive community.

The housing market in Rocklin is robust, with a steady increase in property values over the years. The availability of DSCR loans has encouraged real estate investment in the area, contributing to the overall growth and development of the housing market.

Rocklin is home to several attractions, including the historic Quarry Park Adventures, numerous parks and recreational facilities, and a bustling retail and dining scene. Its proximity to the Sierra Nevada mountains also makes it an ideal location for outdoor enthusiasts.

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