DSCR up to 8 units in Roma, TX

DSCR loan in Roma, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Roma, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Roma, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Roma, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Roma, TX real estate investors have you covered.

Investment Opportunities in Roma, TX

DSCR Loan Benefits in Roma, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for borrowers in Roma, Texas. These loans ensure that the borrower has enough income to cover the mortgage payment even in times of financial difficulty. This provides stability and reduces the risk of default, making it an attractive option for both lenders and borrowers.

Roma, Texas, a vibrant border city with a rich cultural heritage, boasts a diverse population. The demographics include a mix of Hispanic, White, and other ethnic groups, creating a melting pot of traditions and customs. The city's proximity to the Mexican border adds to its unique charm and offers residents a blend of American and Mexican influences.

The housing market in Roma, Texas, is showing promising signs of growth. With affordable housing options available, prospective buyers can find a range of properties to suit their needs. The real estate market is stable, attracting investors and homebuyers looking for value and long-term appreciation.

Main attractions in Roma, Texas, include the Roma Historical Museum, showcasing the city's history and culture, and the stunning Salineño Wildlife Preserve, a birdwatcher's paradise. The city's charming downtown area features quaint shops, restaurants, and galleries, offering a taste of local flair and hospitality.

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