DSCR up to 8 units in Rosemead, CA

DSCR loan in Rosemead, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rosemead, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rosemead, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rosemead, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rosemead, CA real estate investors have you covered.

Investment Opportunities in Rosemead, CA

Benefits of DSCR Loan in Rosemead, California

DSCR (Debt-Service Coverage Ratio) loans in Rosemead, California offer numerous benefits to borrowers. These loans provide financing based on the property's income potential rather than the borrower's credit score, making them ideal for real estate investors.

Demographically, Rosemead is a diverse city with a large Asian population, creating a vibrant community rich in cultural experiences and culinary delights. The city's proximity to Los Angeles offers residents easy access to major entertainment and employment hubs.

The housing market in Rosemead is competitive yet promising. With a growing demand for housing, investing in properties with DSCR loans can yield substantial returns. The market trends show a steady increase in property values, making it an attractive option for both homeowners and investors.

Some of the main attractions in Rosemead include the beautiful Whittier Narrows Recreation Area, which offers various outdoor activities such as hiking and picnicking. The city is also known for its authentic Asian cuisine, with numerous restaurants and markets that cater to diverse tastes.

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