DSCR up to 8 units in Ross, CA

DSCR loan in Ross, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ross, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ross, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ross, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ross, CA real estate investors have you covered.

Investment Opportunities in Ross, CA

DSCR Loan Benefits in Ross, California

A Debt Service Coverage Ratio (DSCR) loan in Ross, California offers numerous benefits to borrowers. These loans provide a clear picture of a borrower's ability to cover their debt obligations, making it easier to secure financing. Additionally, DSCR loans often have lower interest rates, longer repayment terms, and higher loan amounts compared to traditional loans.

Ross, California, with a population of around 2,400, is an affluent town known for its picturesque landscapes and luxury real estate. The town boasts excellent schools, low crime rates, and a strong sense of community, making it an ideal place to raise a family.

The housing market in Ross, California, is characterized by high property values and a competitive market. The median home price in Ross is well above the national average, attracting affluent buyers looking for luxury properties. With limited inventory and high demand, Ross offers a stable housing market with great potential for appreciation.

Some main attractions in Ross include the Phoenix Lake, a popular spot for outdoor activities such as hiking and fishing. The Marin Art and Garden Center is another highlight, featuring beautiful gardens and art exhibitions. Additionally, the town is located near the scenic Mount Tamalpais State Park, offering breathtaking views and hiking trails.

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