DSCR up to 8 units in Rosser, TX

DSCR loan in Rosser, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Rosser, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Rosser, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Rosser, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Rosser, TX real estate investors have you covered.

Investment Opportunities in Rosser, TX

DSCR Loan Benefits in Rosser, Texas

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for potential homeowners in Rosser, Texas. One of the main advantages is the ability to secure financing with a lower down payment requirement compared to traditional mortgages. This can make homeownership more accessible to a wider range of individuals and families.

Moreover, DSCR loans often have more flexible qualifying criteria, allowing borrowers with varying financial backgrounds to be considered. This can be particularly beneficial for first-time homebuyers or individuals with non-traditional sources of income.

Additionally, DSCR loans typically come with competitive interest rates, making them a cost-effective option for borrowers looking to purchase a home in Rosser. This can result in significant long-term savings over the life of the loan.

Demographics

Rosser, Texas, is a small rural community located in Kaufman County. The town has a population of approximately X residents, with a median household income of $Y. The majority of residents in Rosser are families, with a mix of both young professionals and retirees.

Housing Market

The housing market in Rosser offers a range of options for potential buyers, including single-family homes, ranch-style properties, and vacant land for custom builds. The median home price in Rosser is $Z, with a steady appreciation rate over the past few years.

Main Attractions

Despite its small size, Rosser has several attractions that draw visitors and residents alike. The town is known for its scenic countryside, perfect for outdoor activities such as hiking, fishing, and camping. Additionally, Rosser hosts annual community events that foster a tight-knit and welcoming atmosphere.

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